Jumbo Loans

If you have a first and second mortgage to combine, are ready to upgrade to the dream home you've always wanted, or are interested in refinancing at a lower rate, a Jumbo Loan is for you.

  • Credit underwriting completed by Guaranty Trust within 48 hours of submission
  • Loan to value up to 80%
  • Max loan amount is $2.25 million
  • Available for primary residence and second home transactions
  • Purchase, rate/term refinance, and cash-out refis
  • 15 and 30 year fixed-rate terms

No matter where you are in your journey to home, we’re here to help you. From conventional loans to THDA home loans, we can find the right fit for you. If you’re not sure what to choose, start the quick application, and we’ll get in touch with you.

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Why Guaranty Trust


Since 1986, Guaranty Trust has been a leader in residential mortgage lending. Locally owned and operated in Tennessee, we service loans in 32 states. That means you receive friendly personal service from a hometown team, plus the deep resources of a large organization. From Conventional, Jumbo, FHA, VA, Rural Development, and THDA loans, our experts can guide you through the process with speed and ease.