FHA Loans

FHA loans are ideal for first-time home buyers and those low-to moderate-income borrowers. Loans are insured by the Federal Housing Administration and can also be a fixed or adjustable rate. Down payments may be as little as 3.5%, and the loans are assumable with the release of liability to the original borrower.

No matter where you are in your journey to home, we’re here to help you. From conventional loans to THDA home loans, we can find the right fit for you. If you’re not sure what to choose, start the quick application, and we’ll get in touch with you.

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Why Guaranty Trust


Since 1986, Guaranty Trust has been a leader in residential mortgage lending. Locally owned and operated in Tennessee, we service loans in 32 states. That means you receive friendly personal service from a hometown team, plus the deep resources of a large organization. From Conventional, Jumbo, FHA, VA, Rural Development, and THDA loans, our experts can guide you through the process with speed and ease.