Website Usage Terms and Conditions

PRIVACY STATEMENT

The information in this statement relates to information we collect and you provide. We understand that protecting consumer privacy is important. This notice is provided to you pursuant to the Privacy of Consumer Financial Information Act and The Federal Trade Commission’s implementation regulation thereunder, 16 CFR Part 313.

INFORMATION WE COLLECT

We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms; Information about your transactions with us or affiliates or others; and Information we receive from a consumer-reporting agency.

INFORMATION WE DISCLOSE

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except permitted by law.

EMPLOYEE ACCESS TO CUSTOMER INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard you nonpublic personal information.

SECURITY PROCEDURES

We maintain appropriate security standards and procedures regarding unauthorized access to customer information.

PATRIOT ACT INFORMATION DISCLOSURE

IMPORTANT INFORMATION ABOUT APPLICATION PROCEDURES

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer.

What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

OUR ADDRESS:

Home Office in Murfreesboro, TN
316 Robert Rose Drive
P.O. Box 1218
Murfreesboro, TN 37129
Phone: (800) 467-3032
Direct: (615) 895-5101
Fax: (615) 895-5174

Your Privacy is Important to Us:

At Guaranty Trust we value your right to privacy. As such we take special precautions to keep all information collected during the home loan process in a secure environment. We restrict access to nonpublic personal information about our customers to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Under no circumstances will Guaranty Trust sell or share any personal information except: as authorized by you, as permitted by law, or that may be required by court order. As a convenience to our customers, we may as permitted by law, disclose nonpublic personal information about your transaction with affiliates of Guaranty Trust Company.

We collect nonpublic personal information about you from the following sources:

a.) Information we receive from you on applications or other forms
b.) Information about your transactions with us, our affiliates, or others
c.) Information we receive from a consumer reporting agency

We are in no way affiliated with Guaranty Trust of Canada.

Due to an overwhelming demand for information pertaining to Guaranty Trust of Canada, below please find information that has been provided to us regarding this company. The information below is believed to be accurate.

Guaranty Trust of Canada was merged with Central Trust to form Central Guaranty Trust. In 1992 Central Guaranty Trust collapsed and most of their assets were purchased by the Toronto Dominion Bank. Toronto Dominion Bank then merged with Canada Trust to form TD Canada Trust. TD Waterhouse is the department that takes care of stocks.

They can be contacted at 1.800.268.8209, 416.982.7981 or 416.944.5467. You may also visit their website at: www.tdcanadatrust.com.